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  • Chevrolet Cruze
  • Chrysler 300
  • Dodge Charger
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  • Ford F-Series
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  • Nissan Titan
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We’ll Help Find the Vehicle That’s Right For You

If you are on the market for a new vehicle but are worried that your bad credit history will get in your way, let Carloans.ca help! We accept car loan applications from everyone, regardless of what their credit situation might be. Not only do we want to help you find the perfect car for you that fits within your budget, but we also genuinely want to help you rebuild your bad credit with a car loan.

Carloans.ca has been fortunate to be the trusted source of approvals and high quality used cars by over 50,000 customers.

Even if you have bad credit, you don’t have to worry about finding a vehicle. Carloans.ca is here to help you get that car loan you need at the best rates possible!

Choose an Auto Finance Company That Puts YOU First!

At Carloans.ca, we care about our customers and honestly want to help you rebuild your bad credit. A car loan with us is a great way to start mending your credit history and restore it to good standing. To make sure you are able to do so safely and soundly, all of our vehicles are fully certified, E-tested, reconditioned and plated in their name. Our team guarantees we meet Ontario’s safety certificate requirements by conducting additional safety checks and inspections as well.

In order for you to get the best vehicle at the lowest bad credit car loan rates possible, we do not carry any older models vehicles with high mileage. The reason we do this is simple: safety. Lower mileage cars provide extra assurance that you will not have to deal with unexpected repairs. Plus, newer models tend to still be covered by the manufacturer’s warranty so if anything were to happen, you can still have it fixed.

With our commitment to helping our customers find the perfect vehicle for them, mixed with our inventory of over 7,000 new and certified used cars, there is no doubt we’ll have something for you. And if we don’t, just let us know and we will find it for you! Once you have selected your new vehicle, you will be given its full history and any information we think might be relevant. This includes where the vehicle was located previously, the number of prior owners, if there were any reported accidents and if the vehicle was a rental or not.

Don’t Sacrifice Your Safety for Lower Monthly Payments

Our number one priority is to provide our customers with safe, reliable vehicle options. All of our vehicles must pass our performance tests and thorough safety inspections before we are comfortable offering them to you. This ensures that you are receiving only the best quality vehicle that can be reliable for years to come.

Some other auto loan companies offer a “100% guaranteed approval with $0 down”, but what they don’t tell you is that these offers usually result in customers overpaying for a vehicle that is unreliable. It is true that older, high-mileage vehicles are priced lower than newer ones with less mileage, but they usually come with unexpected repair costs that can actually end up costing you more in the long run.

Carloans.ca does not offer any vehicle models older than seven years. Older, cheaper vehicles are a higher risk to car loan lenders so the chance of you getting a fair interest rate is less likely. With other lenders that offer these models, you might actually get charged a higher interest rate because the lenders are expecting for the loan to outlast the vehicle.

Risking your family’s safety is not a chance worth taking for lower monthly payments on your bad credit car loan. With Carloans.ca, you do not have to lower your standards just because of your bad credit. We will work with you to find a safe and reliable vehicle that works within your budget.

Your Satisfaction Is Important

As our promise of excellent customer service to you, we will do everything in our power to make sure that you are satisfied with your new vehicle. We offer a free 30-day exchange policy so if you aren’t happy with your first choice, you can trade it for another! We will work with you to find a more suitable one that will check off everything on your wishlist. If we don’t have the car you are looking for in our inventory, we will find it for you. We want no customer to walk away from us displeased with their choice.

One of the services we offer is the free delivery of your vehicle anywhere within Ontario! All you have to do is let us know what location and time that works best for you and one of our dependable team members will personally deliver it to you! If you prefer to pick the vehicle up yourself, you can stop our head office, no problem. Whatever option you prefer, we just want to make sure the process of getting your vehicle is as unstressful and hassle-free as possible.

Your bad credit history shouldn’t stop you from finding a car loan with fair rates, a reliable vehicle you love and the ease of free delivery. If you choose Carloans.ca for your bad credit car loan, we are sure you will drive away satisfied. Contact us today to get started on your application!

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