CarLoans.ca has been serving the local Toronto community with unbeatable prices and customer service for over 20 years. Our passionate team is dedicated to getting every car loan application approved, and we won’t rest until we secure you the lowest interest rate possible. When you trust CarLoans.ca with your bad credit car loan, you can have peace of mind knowing you are getting the best car in town at a competitive rate.

CarLoans.ca is unique because we offer not only a car loan with the lowest interest rate possible, but we also have over 7,000 new and certified used cars to choose from. Each of our vehicles is tested to the highest safety and efficiency standards in Canada, and we offer delivery to anywhere in Ontario within 72 hours of your loan being approved - absolutely free. It’s just another way we are committed to being the leading supplier of car loans in Toronto.

Having bad credit doesn’t have to stop you from getting the car you want. We specialise in getting subprime credit applications approved with Canada’s largest banks with the lowest interest rates in the industry. Our credit repair program is a fantastic way for our customers to rebuild their credit and every year we offer renegotiation on our loans to ensure you are never paying more than you have to.

If you’re ready for a new level of customer service, contact CarLoans.ca today and let us get you into the car you want at a price you’ll love.

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Please note in order to qualify for a car loan, you must have $2,200/mo minimum provable working income and ODSP/Ontario Works does not qualify.

Proudly Serving & Delivering Vehicles All Across Ontario

125 McCormack St.
York, Ontario
M6N 1X8
Existing Customers & General Inquiries:
866 828-8240
Business Hours
Monday 8:00am - 8:00pm
Tuesday 8:00am - 8:00pm
Wednesday 8:00am - 8:00pm
Thursday 8:00am - 8:00pm
Friday 8:00am - 8:00pm
Saturday 8:00am - 8:00pm
Sunday 8:00am - 8:00pm