Over the past two decades, CarLoans.ca has become one of the most preferred car loan providers in Southern Ontario.

Our team is committed to a providing an unbeatable customer experience, from our easy online application process through to helping our customers choose a vehicle and delivering it right to their doors. We understand that the world of car loans can be confusing and daunting for many people with bad credit. That’s why we take the time to walk you through every step and answer every question you might have to give you peace of mind. It’s just another way we are passionate about being the best car loan provider in Ontario.

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Toronto’s Most Trusted Car Loan Provider

Our dedication to excellence and customer service has won us thousands of loyal and satisfied customers.

Ever since we opened our doors over 20 years ago, we have helped people from all walks of life overcome their financial obstacles and get into the cars of their dreams. We take a compassionate and human approach to car loans, which allows us to see the customer as a valued relationship as opposed to just a number. Every customer has a dedicated account manager that will help them with whatever issues they might be having so that they can worry less about making ends meet and more about caring for their families.

Free Delivery Anywhere In Ontario

One of the services we are most proud of is our free delivery of a new vehicle anywhere in Ontario.

Once your loan is approved, all you have to do is tell us where and when you would like your new car to be delivered. One of our friendly team members will then drive it directly to you in person, so you do not have to worry about picking it up yourself. We understand that everyone is busy and doesn’t have time to get a lift or take public transport to pick up their cars. That’s why we take pride in offering this valuable delivery service to our clients so we can start improving their lives from day one.

All Credit Scores Accepted

One of the things that sets CarLoans.ca apart from the competition is our commitment to helping every customer, no matter their credit score.

We will take on applications from customers with any credit history, and won’t rest until we get it approved. We only negotiate with the biggest financial institutions in Canada, so you can have peace of mind knowing you are getting a quality car loan. We always ensure to get the lowest interest rate possible with your credit score to save you as much money as possible on your repayments.

Always Negotiating To Save You Money

By taking out a bad credit car loan in Toronto and making regular on time repayments, you will inevitably improve your credit score.

After a year, CarLoans.ca offers free renegotiation of your car loan with your provider to leverage your new and improved credit score. By negotiating a lower interest rate based off your better credit history, you will have lower monthly repayments and less financial stress to worry about. We know that everyone would rather have more money in their pockets at the end of the day. That’s why we take pride in securing the best deals in town for our clients, and helping them achieve the financial goals they never thought they would be able to meet.

Serving Toronto For Over 20 Years

CarLoans.ca has been helping Toronto locals with their car loans for over two decades.

We saw a gap in the market for honest, customer-focused car loans, and we knew we could do it better. That’s why we started CarLoans.ca and have built a huge following of happy customers over the years. We know everything there is to know about the industry and how to get the best outcomes for our valued customers. By leveraging our relationships with banks and credit unions, we are able to get interest rates that are significantly lower than other car loan companies are able to offer. We specialise in bad credit car loans, which allows us to not only get subprime credit applications approved, but help those people rebuild their scores and work their way up to good credit again.

Dedicated Toronto Car Loan Experts

When you trust us with your car loan in Toronto, you won’t just be another number in the system for us.

Every CarLoans.ca customer is connected with a finance manager that will assist them with anything they might need throughout the life of their loans. We value the personal touch in all our business dealings, which is why so many of our customers love their experience with us. CarLoans.ca ensures that every customer feels like they are heard and can rely on us when they need us. Whatever your situation, CarLoans.ca is there to help you lead the life you want to.

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